Quick-Facts About the CAPF LTD Plan

• CAPF has more than $4 Million dollars in assets.
• Currently more than 19,000 professional firefighter members throughout California.
  The #1 plan of its kind statewide
• CAPF has over 155 group departments.
• Plan has paid over $38 Million in disability and death benefits since 1985.
• All disability benefits are paid tax free.
• Plan is IRS approved as non-profit.
• Plan is member owned, operated and managed through a statewide Board of Directors.
• Plan is established and operated pursuant to California Insurance Code sections 11400 through 11407.
• Operated pursuant to regulations of the U.S. Department of Labor (ERISA) and the U.S. Department of Treasury.
• Plan provides fast, courteous claim service through a statewide toll-free 800 number.
• A portion of all Administrative costs are donated to the Firefighter's Children Annual Scholarship Fund.
• The CAPF Plan is a non-political, non-profit California Corporation.

CAPF Benefit Facts

Lifetime Coverage
Non-industrial (off duty) disabilities have a lifetime continuous benefit if you are unable to work in your current or any other type of job again. Industrial (on duty) disabilities are covered up to age 65.

Cost of Living Adjustments
After the first 24 months of a non-industrial disability, your benefit will increase by 4% per year through the 8th year of coverage.
Then benefits increase with CPI to age 65 and continue for life (tax free)!

Death Benefits
$15,000 death benefit immediately payable in full to your chosen beneficiary. In addition, six additional months of Plan benefits may be payable to your dependent beneficiary under certain circumstances, as well.

*Consult your tax advisor for specific information regarding tax liability of benefits.

Illustration Only. Please see complete Plan documents for specific information.